Credit Manager
- HR Consultant
Job Type : Permanent
- India /Chennai, Tamil Nadu
Number Of Applications : 25
Job Posted On : 29/03/2023
Job Posted On : 29/03/2023
Onsite
Yes
Remote Work
No
Experience Required
5 - 7 yrs
Start Date
Mar 28, 2023
Number of Positions:
10
Visa Sponsorship
No
Spoken Languages
English,Tamil
Job Post Currency
Negotiable
REQUIRED SKILLS
PERMANENT
Annual Salary: Negotiable
Job Description
Detailed and objective assessment of loans such as MSME Finance, Business Finance, Loan Against Property / Machinery and Onward Lending applications originating from across Tamil Nadu & PAN India
Preparing Credit Appraisal Note
Assess applicant profiles based on performance against predefined criteria, as well as an independent analysis on borrower’s credit profile
Credit appraisals of loan proposals with the help of financial analysis of the customers, information and data gathered in personal discussions, background reference checks, field investigation etc.
Assessing credit worthiness of applicant by use of performance history and future forecasts along with liquidity, debt/asset management and profitability ratios Assessing needs of clients and accordingly charting out viable finance portfolio after considering financial, legal and technical aspects
Sectors
- Accounting & Finance
- Banking
Shifts
- General Shift
About Company
Initiate and lead human resource programs and projects Conduct research through various methods (data collection, surveys etc.) to identify a problematic situation or find the cause Provide advice and recommendations to HR personnel for resolution of daily issues Formulate strategic and practical plans to address human resource matters Assist in recruiting, training and management of personnel Devise plans and techniques to drive change and culture management Assist in the development and integration of policies.